Article 1 (Purpose)

The purpose of these Terms of Service (hereinafter “Terms”) is to stipulate the necessary matters between the Company and the Member in using all services (hereinafter “Services”) provided by Bloomingbit (hereinafter “Company”), including the virtual asset (cryptocurrency) social investment information platform service.

Article 2 (Definitions)

The terms used in this Agreement are defined as follows.

“Member” means a person who concludes a use contract in accordance with these Terms and Conditions and uses the services provided by the Company.

“User” means a member or non-member who accesses the Service and uses the Service provided by the Company.

“Account” means the identification information granted to the Member by the Company when the Member applies for registration to use the Service.

“Post” means all contents registered by the Member in the Service, including the nickname set by the Member, symbols posted on the Service, and information in the form of text, voice, sound, image, video, and various files and links.

“Restricted Member” means a member who is restricted from using BloomingBit in violation of the Terms of Use, Operating Policy, etc.

Terms used in these Terms that are not defined in this Article shall be defined in the relevant laws and regulations and service-specific guides, and otherwise shall be in accordance with general customs.

Article 3 (Posting and Revision of Terms)

The Company shall notify the contents of these Terms by posting them on the initial screen of the Service (블루밍비트 | 전문가들이 PiCK한 24시간 코인 뉴스 속보 ) so that members can easily recognize them.

The Company may change the contents of these Terms if necessary within the scope that does not violate the relevant laws and regulations.

If the Company revises these Terms, the Company shall notify the revision of these Terms at the same time as announcing the revision of these Terms, from the date of notification to 7 days before the effective date of the revised Terms. However, if the revision is unfavorable or material to the Member, it shall be notified 30 days prior to the effective date.

If the Company notifies the Member in accordance with the preceding paragraph and the Member does not indicate that he/she does not agree to the application of the revised Terms, the Member shall be deemed to have approved the application of the revised Terms.

The Member has the right to disagree with all or part of the contents of the revised Terms, and if the Member does not agree with the contents of the revised Terms, the Member may terminate the Service Agreement by withdrawing from membership.

Article 4 (Operation Policy)

The services operated by the Company are basically subject to these Terms and Conditions, and separate service terms and operating policies may be established for various individual services. In addition, the Company may delegate the terms and conditions and operating policies of individual services to operating principles, notices, etc. and post them to members for easy access.

For some additional services, additional terms and conditions (“Additional Terms”) may be established to establish specific contents and regulations reflecting the characteristics of such services, and the Additional Terms shall be applied with separate consent from the members using the additional services.

If the contents of the separate Terms of Service or Additional Terms conflict with these Terms, the separate Terms of Service or Additional Terms shall take precedence.

Article 5 (Membership)

Membership shall be completed when the person who intends to use the Service (hereinafter referred to as the “Applicant”) agrees to the contents of these Terms and Conditions and completes the application for membership in accordance with the procedures set forth by the Company, and the Company approves such application.

The Company may not approve an application that falls under any of the following items. In addition, if any of the following reasons are confirmed even after approval, the Company may take measures to terminate the membership ex officio.

1. If the applicant has previously lost membership under these Terms. However, exceptions shall be made in the case of obtaining the Company's consent to rejoin membership.

2. If the applicant has applied for membership using another person's information

3. The applicant provides false information or fails to provide the information requested by the Company.

4. If the applicant is under 14 years of age

5. If the application cannot be approved due to reasons attributable to the applicant, or if the application is made in violation of other stipulated conditions.

6. If the applicant applies for the purpose of interfering with or disrupting social order and public order and morals

7. If the user intends to use the Service for the purpose of utilizing the Service for his/her own commercial business without the con ent of the Company.

8. If the application is made in violation of the matters stipulated in these Terms and Conditions or other membership requirements set by the Company are insufficient.

9. If it is difficult to approve membership due to lack of service facilities or obstacles, etc. (In this case, if the service facilities are met and the obstacles are resolved, you can approve again.)

10. If it is difficult to approve the use for other unavoidable reasons.

In the application under Paragraph 1, the Company may request the applicant to verify his/her real name and identity through a specialized organization.

The time of establishment of subscription shall be the time when the Company indicates the completion of subscription in the application process or when the notification in accordance with Article 12 reaches the applicant.

Article 6 (Provision and Change of Services)

The services provided by the Company may include the following.

1. Content usage service within the Platform

2. Services such as providing and searching for market price information on the virtual asset market

3. Services such as providing and searching financial market quotation information

4. Community services

5. Membership services

6. STAT Lock-Up Service

7. Any services that other companies may develop themselves or provide to members through cooperative agreements with other companies.

If the contents of the Service are changed, the Company shall notify the Member at least 7 days in advance of the scheduled change in accordance with Article 12, Paragraph 2, and shall not be liable for any damages caused by the Member's failure to view the notice (however, in the case of changes that are unfavorable or significant to the Member, the Member shall be notified individually 30 days prior to the effective date).

The Service is a social network (SNS) service in which members individually share and discuss their investment history in virtual assets with other members. Therefore, the Service does not constitute a pseudo-investment advisory service, investment advisory service, or investment advisory service for financial investment products under the Act on Capital Market and Financial Investment Business, and any activity by members that may constitute a pseudo-investment advisory service, investment advisory service, or investment advisory service is prohibited.

The Portfolio Service is simply the act of sharing your investments and holdings, and you do not need to be qualified to disclose your transactions.

Members utilize the Service to directly execute investment activities in virtual assets at their own responsibility and calculation. The Company only provides infrastructure such as system solutions and programs that provide indirect information necessary for members' direct investment activities.

The Company does not collect and manage members' assets through the Service, make investment judgments on behalf of individual members, or engage in investment activities with members' assets. In addition, the Company does not solicit virtual asset investment activities, nor does it provide investment advice or investment management for virtual assets.

The service only provides a record of members' purchases and sales of virtual asset investments. All investment activities are carried out at the member's own risk and judgment, and the Company does not intervene or take responsibility for them.

The Company provides the Service to the Member from the time the Service Agreement is concluded. However, for some services, the Company may start the service from a specific date in the future depending on the needs of the Company.

The Company may differentiate the use of the Service by categorizing the level of the Member and subdividing the time of use, the number of times of use, and the range of services provided.

The Company may utilize information such as a member's current position and trading history to improve the Service, and may provide services utilizing the member's information to other members upon the member's consent.

The services provided by the Company include free services and paid services, and members who wish to use the services provided for a fee can choose various plans, options, etc. provided in each service.

The Company may make changes to the content, operation, or technology of the Services.

The Company may modify, discontinue, or change any or all of the Services provided free of charge due to the needs of the Company's policies and operations, and no compensation shall be paid to the Member unless otherwise provided in relevant laws and regulations.

Article 7 (Interruption of Service)

The Company may temporarily suspend the provision of the Service in the event of maintenance, inspection, replacement, breakdown, failure, interruption of communication, or reasonable reasons for operation of information and communication facilities such as computers.

In the case of the preceding paragraph, the Company shall notify the Member in accordance with Article 12. However, if there is an unavoidable reason that the Company cannot notify in advance, the Company may notify afterward.

The Company shall not be liable for any damage to the Member caused by the suspension of the provision of the Service pursuant to Paragraph 1 unless the Company is intentionally or negligently negligent.

Article 8 (Account Management)

The Member shall diligently manage his/her information for the use of the Service and shall change the information to the latest status if there are any changes. The Company shall not be liable for any damages caused by the delay or omission of information changes due to the Member's neglect of this obligation.

The Account may only be used by the Member, and the Member may not allow others to use the Member's Account under any circumstances, and the Member shall manage the password, etc. by himself/herself to prevent others from using the Member's Account in an unauthorized manner. As soon as the Member discovers any unauthorized use, the Member shall notify the Company through the Customer Center, and the Company may immediately take measures such as suspending the use of the Account.

The member ID cannot be changed, and if the member wishes to change it, he/she must re-register after termination. However, if the member re-registers with the same ID after termination, a grace period of 30 days will occur.

If a member's ID, nickname, or other information falls under any of the following, the member's request or the Company may change it or suspend its use.

1. If it is offensive to others or contrary to public order and morals, or if there is a concern that it may infringe on privacy.

2. If the name is identical or similar to the name of the Company, the Company's service or the operator, manager, etc. and there is a risk of misunderstanding

3. If there are other reasonable reasons

In addition, if a Member's password, etc. is stolen and a third party uses the Member's account without authorization, the Company shall not be liable for any damages caused without the Company's intention or negligence.

Article 9 (Measures in the event of withdrawal or loss of membership)

If a member requests the termination of the use contract pursuant to Article 16, Paragraph 1 or withdraws consent to the collection and use of personal information, the personal information shall be destroyed in accordance with the Privacy Policy. However, if any of the following reasons apply, the Company shall destroy the personal information without delay after the termination of such reasons.

1. If there is an ongoing investigation or investigation for violation of relevant laws and regulations, we will destroy the personal information upon completion of such investigation or investigation.

2. If there are any remaining issues such as debts or debt relations related to the use of the website, when the settlement is completed.

The Company restricts the re-registration of members who have caused damage to other members through unauthorized or malicious use for up to 5 years, and for this purpose, the Company retains duplicate registration confirmation information (DI) for up to 5 years.

If a member falls under any of the following reasons, the Company may restrict, suspend, or lose the member's membership in an appropriate manner.

1. If a member registers false information when applying for membership

2. Threatening the order of electronic transactions, such as interfering with the use of the Service by others or stealing their information

3. If you use the Service to engage in acts prohibited by laws and these Terms and Conditions or contrary to public order and morals

4. Other cases stipulated in these Terms

Article 10 (Obligations of the Company)

The Company shall not engage in any act prohibited by the relevant laws and these Terms and Conditions or contrary to public order and morals, and shall endeavor to provide continuous and stable services to the Members to the best of its ability.

In order to provide stable services, the Company shall repair or restore the facilities as soon as possible without delay unless there is an unavoidable reason, even if the facilities are damaged or destroyed without any cause attributable to the Company.

The Company establishes a security system to protect the personal information of members so that members can use the service safely, and complies with the Privacy Policy.

The Company shall resolve any opinions or complaints raised by members through appropriate procedures if they are objectively recognized as justified. However, if it is difficult to resolve immediately, the Company shall notify the user of the reason for the unresolved issue or the processing schedule.

Article 11 (Obligations of Members)

Members shall comply with the matters stipulated in these Terms and Conditions, other regulations set forth by the Company, and matters notified by the Company. Members shall not engage in any acts that interfere with the Company's business or damage the Company's reputation.

If the member's address, contact information, email address, etc. change, the member must modify it on the homepage or mobile app. The member is responsible for any damage caused by failure to modify or delay in modification.

When selecting an ID, nickname, or other name used within the Service, the Member shall not use any of the following items.

1. Impersonating the operator of the service provided by the Company or using similar names to confuse other users

2. Use of names that contain sensational, illegal, offensive, or violent content

3. Use of names that are likely to violate trademark rights or copyrights of other third parties

4. Use of names that are judged to be empty or slang, or that contain contents that are antisocial or in violation of relevant laws and regulations.

Members may not transfer the right to use the Service or other contractual status to others without the express prior consent of the Company, and may not provide intangible assets on the Service as collateral.

Members shall not use the services provided by the Company for any purpose other than the intended use.

Members are prohibited from engaging in any of the following acts, and if they do so, the Company may impose sanctions including restricting the member's use of the service, deleting the member's ID, or taking other lawful measures such as reporting to law enforcement agencies, in accordance with these Terms and Conditions and the operating policies announced.

1. Falsifying personal information when registering for membership or changing information, or stealing or illegally using other people's personal information, etc.

2. Buying or selling or inducing others to buy or sell member IDs, nicknames, cyber assets (all kinds of digital assets, including cash, virtual assets, checks, coupons, etc.

3. Impersonating the Company's management or employees

4. Conducting promotional activities within the Service or using the Website without the prior consent of the Company.

5. Changing the Company's client program without receiving special rights from the Company, hacking the Company's server, or arbitrarily changing the website or posted information in part or in whole, or using the Company's services in an abnormal way.

6. Exploiting bugs in the Company's app or web

7. Causing pain, damage or inconvenience to other members, such as threatening or harassing other members or extorting digital assets and goods, etc. or collecting or storing personal information of other members

8. Reproduce information obtained through the Service for purposes other than using the Service, use it for publication and broadcasting, or provide it to a third party without the prior consent of the Company.

9. Transmitting, posting, e-mailing, or otherwise disseminating to others information, sentences, shapes, sounds, or videos with vulgar or obscene content that violates the Youth Protection Act or criminal law

10. Transmitting, posting, e-mailing, or otherwise disseminating to others any content that infringes on the patents, trademarks, trade secrets, copyrights, or other intellectual property rights of others.

11. Transmitting, posting, e-mailing, or otherwise disseminating to others any content that is grossly offensive or that may infringe on the honor or privacy of others because it is personal information.

12. Any act that changes the method of use, planning intention, or abnormally harms or intentionally interferes with the services provided by the Company.

13. Any act that may constitute a pseudo-investment advisory business, investment advisory business, or investment management business

14. Acts that violate these Terms and Conditions or other regulations or conditions of use set forth by the Company, including these Terms and Conditions, and acts that violate other related laws and regulations.

Article 12 (Notification to Members)

The Company may provide various information deemed necessary for the use of the Service to the Member by posting it on the Service screen or notifying the Member by email, text message, or written notice.

The Company may substitute individual notifications by posting on the notice board when notifying unspecified members. However, the Company shall confirm individual notification and consent in the manner described in Paragraph 1 for matters that significantly affect the rights and obligations of the Member or matters that are disadvantageous to the Customer, and if the Company notifies the Member that if the Member does not express his/her consent or refusal when notifying the contents of the individual notification, the Member may be deemed to have consented to the contents of the individual notification.

The Company may collect and process additional personal information with the separate consent of the Member for the purpose of improving the Service and introducing the Service to the Member.

Article 13 (Deletion of Public Posts)

The Company values the posts of its members and protects them to the best of its ability from being altered, damaged, or deleted. However, if any of the following items apply, the Company may delete the post without prior notice, and may restrict, suspend or lose the qualification of the member in accordance with Article 9, Paragraph 3 of these Terms and Conditions.

1. Content that is grossly insulting or defamatory to other members or third parties

2. Disseminating or linking to content that violates public order and morals

3. Content that promotes piracy or hacking

4. If it is an advertisement for profit

5. Content that is objectively recognized as being connected to a crime

6. Content that infringes on the copyright, portrait rights or other rights of other members or third parties

7. Contents that are offensive to others or cause disputes between members, and such disputes are judged to interfere or hinder the company's business.

8. If it violates the posting principles prescribed by the company or does not conform to the nature of the bulletin board

9. In the event that posting outside the purpose of posting, such as multiple duplicate postings of the same content, interferes with the normal operation of the bulletin board.

10. If it is deemed to be in violation of other relevant laws and regulations

If another user or a third party takes civil or criminal legal action against the user or the Company based on infringement of legal interests caused by the user's public postings and requests the deletion of posts related to the legal action, the Company may temporarily restrict access to the relevant posts pending the outcome of the legal action (e.g., prosecution by the prosecutor, provisional injunction decision by the court, damages judgment).

Article 14 (Use of Posts and Attribution of Copyrights)

The Company may separately establish and operate detailed guidelines for the use of posts and contents, and Members shall register posts in accordance with the guidelines.

Copyrights and other intellectual property rights for works created by the Company (including your posts on apps and web, etc.) belong to the Company.

Members shall not reproduce, transmit, publish, distribute, broadcast, or otherwise use for commercial purposes or cause a third party to use for commercial purposes any information obtained by using the Service that belongs to the Company without the prior consent of the Company.

The copyright of the posts posted by the Member within the Service shall belong to the Member who posted it. However, the member grants the Company a non-exclusive license to use the posts created and posted by the member for the purpose of operating, displaying, transmitting, distributing, or promoting the Service. The license is as follows, and the license grant shall remain in effect while the Company operates the Service and shall survive the Member's withdrawal from the Service.

1. reproduce, modify, adapt, display, transmit, distribute, publish, and create derivative works and compilations of Member Posts within the Service

2. Reproduction, modification, adaptation, display, display, distribution, publication and creation of derivative works and editorial works of Member's posts within related services provided by the Company

3. Providing and using the contents of the Member's posts to service partners such as media and telecommunications companies, but in this case, the Company shall not provide personal information other than the Member's nickname without the Member's separate consent.

If the Company intends to use the Member's postings in a manner other than the preceding paragraph, the Company shall notify and obtain the Member's consent in advance by telephone, e-mail, or other methods provided by the Company within the Service.

The Company may delete without prior notice the contents of the Service posted or registered by a Member if the Company determines that the contents fall under each of the subparagraphs of Article 13 (1). However, the Company shall notify or announce the reason and date of deletion after deletion.

The Company may change the posting location of the post without changing the content of the original post for reasons such as merger of the Company, transfer of business, integration between sites operated by the Company, service reorganization, etc.

Article 15 (Posting of Advertisements and Transactions with Advertisers)

The Company may display advertisements on the Service screen or by e-mail, SMS, telephone, etc. Members may optionally opt out of some delivery methods (e-mail, SMS, telephone, etc.). You agree that we may utilize the content of your registered posts to display advertisements and other services.

The Company shall not be liable for any loss or damage arising as a result of the Member's participation in the advertisements posted on the Service, or in the advertiser's promotional activities through the Service, or by trading goods related to the advertisements.

Article 16 (Termination of Use Agreement)

If a Member does not wish to use the Service or does not agree to these Terms and Conditions, the Member may apply for termination of the Service Use Agreement at any time using the menu provided in the Service or the Customer Center, and the Company shall process the application in accordance with the provisions of the Act to withdraw the Member. However, the Company shall not be liable for any damages incurred by the Member in the process of processing the termination of the service use contract in accordance with the Member's application. In addition, if the service use contract is terminated in accordance with these Terms, the Company may invalidate or recover various benefits provided to the Member.

If the Member violates the obligations under these Terms and Conditions or the obligations set forth in the individual terms and conditions of the Service for a total of two or more times, including the obligations set forth in the individual terms and conditions of the Service, or if the Company takes measures to suspend or restrict the use of all or part of the Service provided by the Company, but the conditions for the suspension or restriction are not fulfilled, the Company may initiate account suspension procedures or terminate the Use Agreement with prior notice of the intention to terminate the Use Agreement.

In the event of termination of the Use Agreement, the Company shall delete the Member's information except to the extent that the Company retains the Member's information in accordance with laws and regulations and the Privacy Policy. In this case, the Member may not request the provision of the Member's information held by the Company.

Even if the Use Agreement has been terminated, the Member may apply to the Company to enter into the Use Agreement again. However, the conclusion of the use contract again may be subject to time limits and restrictions under these Terms.

When a member terminates the use contract, posts and comments registered while using the service are not automatically deleted, so if you want to delete them, please be sure to apply for withdrawal after deleting them.

Members whose use is restricted or their contract is terminated due to policy violations may file an appeal by contacting customer service.

In the case of a member who has been restricted from using the Service in accordance with these Terms and Policies, the Company reserves the right to refuse to rejoin.

Article 17 (Compensation for Damages)

The Company shall not be liable for any damages incurred by the Member in connection with the use of the paid or free services provided by the Company unless the Company is intentionally or grossly negligent.

The Company shall compensate the Member for damages caused by the suspension or failure of the paid service in accordance with the internal policy set by the Company.

In the event that the Company enters into a partnership agreement with an individual service provider to provide individual services, and the Member agrees to the terms and conditions of the individual service, and damages are caused by reasons attributable to the individual service provider, the individual service provider shall be liable for the related damages.

Article 18 (Company's Liability and Disclaimer)

The Company shall not be liable if the Service cannot be provided due to wars, events, natural disasters, national emergencies, technical defects that are difficult to resolve, DDoS attacks, telecommunications service suspension or failure to provide telecommunications service normally by the telecommunications service provider, or other force majeure reasons without the attributable cause of the Company.

The Company shall not be liable for any suspension or failure of the Service due to unavoidable reasons such as repair, replacement, periodic inspection, construction, or testing of the facilities for the Service announced in advance, improvement process or error during the provision of the Service for testing purposes.

The Company shall not be liable for any suspension or interruption of the Service due to reasons attributable to the Member.

The Member shall be responsible for the security of the items (e-mail, mobile phone number, etc.) and password registered by the Member in connection with the services provided by the Company, and the Company shall not be liable for any damages caused by the leakage of Member information such as ID, password, etc. that is not the intention or negligence of the Company.

The Company is not responsible for any problems caused by the environment of the Member's computer or terminal device or any problems caused by the network environment for which the Company is not responsible. The Company is also not responsible for the reliability, accuracy, etc. of the information, data, facts, etc. posted or transmitted by the Member within the Service or on the Website.

The Company is not obligated to intervene in disputes between members or between members and third parties that arise through the Service, and is not responsible for any damages resulting from such disputes.

The Company shall not be liable for any damages incurred by the User due to documents created by other Users or third parties, or posts on the Site, information provided, or materials transmitted.

The Company shall not be liable for any problems arising from domestic members' use of services set aside for international users.

If the Company receives any claims or lawsuits for damages from third parties other than the Member due to illegal acts committed by the Member in using the Service or violations of these Terms and Conditions, the Member shall be obligated to indemnify the Company at his/her own risk and expense.

The reason for limiting the Company's liability shall apply to cases in which the Member intends to exercise the right to contractual damages, as well as to cases in which the Member exercises the right to statutory damages for tortious acts.

Article 19 (Interpretation of these Terms)

Any matters not specified in these Terms and Conditions shall be determined by agreement between the Company and the Member, and in the event of disagreement, the relevant laws and regulations or common practice shall apply.

Article 20 (Governing Law and Jurisdiction)

The laws of the Republic of Korea shall govern any disputes between the Company and the Member.

Lawsuits regarding disputes between the Company and the Member shall be filed with the competent court under the Civil Procedure Act.

Any matters not specified in these Terms and Conditions shall be governed by the provisions of the Basic Telecommunications Act, the Telecommunications Business Act, the Act on Promotion of Information and Communications Network Utilization and Information Protection, the Juvenile Protection Act, and other relevant laws and regulations of the Republic of Korea.

Date of Announcement : 2024.06.25

Enforcement date : 2024.07.01

These Terms will be effective July 1, 2024.

However, Members who join after the date of publication will be subject to the revised Terms from the time they join.